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Free Money Minders: *No Fee Credit Cards -Capital One Bank Visa 9.90% 1-800-822-3397 -Wachovia Bank Visa 9.90% 1-800-842-3262 *On-Line Trading -Waterhouse Securities $12.00 per trade 1-800-809-0226 -E-Trade $15.00 per trade 1-800-ETRADE-1 | |||||||||||||||||||||||
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Gonyeau Financial Services provides consumers with the tools and strategies to prepare for the future and succeed in today's active market. The mazes of financial options often confuse, bewilder and more importantly INTIMIDATE the average investor. Gonyeau Financial Services can help you take control of your financial future and make informed decisions based on common sense approaches to today's market place. Mutual Funds, stocks, bonds and IRA's all have a place in your portfolio, but where? How do I obtain the valuable information needed to succeed in securing a solid investment portfolio and making sound financial decisions for my family? Pay off credit debt, lower mortgage rates and select the right investment strategies for you and your family. Gonyeau Financial Services provides simple, concise strategies to achieve financial freedom today and prepare for tomorrow. | |||||||||||||||||||||||
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How do I select a Mutual Fund? | -Two prime factors to consider are PERFORMANCE and COST! Seek out No-Load funds such as Vanguard and Janus Mercury. Research the performance of a fund over 12 months, 5 and 10 year periods. Vanguard U.S. Growth is a No-Load fund that cranked out 39.9% last year! No-Loads! Vanguard 1-800-662-2739. How can I save for my children's COLLEGE EDUCATION? -Consider a Roth IRA. This tax preferred option allows you to save up to $2,000 per year and remove the investment for Educational needs. T-RowePrice 1-800-541-8462 -Check your home state for savings plans for secondary education. New York State offers a college savings plan through TIAA-CREF. This plan allows all contributions up to $5,000 per child, per year, to be deducted from the New York State taxes! This plan also allows funds to be transferred from one child to another. Call 1-877-NYSAVES *What is an Index Fund? How are value funds different from tech. stocks? How can my home PC be a financial tool? What is an IPO? Gonyeau Financial Services provides the answers to these and many more questions regarding today's investing and saving opprtunities. *Take charge of your financial future and make sound decisions today. Gonyeau Financial Services provides a monthly News Letter filled with strategies, options and techniques for achieving your financial goals. The one time investment of $6.95 (per year) is all it takes for Gonyeau Financial Services to begin sharing the investment strategies of tomorrow! *Send Payments To:(Sorry- No Credit Cards) Gonyeau Financial Services Box 32B Ticonderoga, N.Y. 12883 *Questions or comments are welcomed by our staff via email:
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